Dental insurance & payment options
Handling dental insurances can be challenging in this day and age. It is difficult trying to talk to the right dental insurance company and get the right kind of information about which treatments are covered and to what extent. At URBN Dental Uptown & Midtown, we do not want you worrying about any of that process. We want to put you at complete ease and comfort, which is why we handle all of the nitty-gritty details of your dental insurance and payment options.
URBN Dental River Oaks is associated with all the major PPO insurance providers, so we are confident that your treatment will be benefitted by insurance. Our excellent dental team will take your insurance information when you first enter our office. Following that, they will file for insurance, track it, and get all necessary information to get you one of the best deal so you have to pay as little out of pocket as possible.
We want to make sure that you have a complete breakdown of all the costs involved — both with and without insurance — before the actual procedure. So when you go for the procedure, you can be completely comfortable knowing that you will find no surprises in the bill later.
When you come to URBN Dental Uptown or Midtown, please bring your insurance card for every dental appointment. This will allow us to update our records and provide speedy insurance information and solutions. With that taken care of, we can focus on what is important — giving you the best smile of your life!
AFFRODABLE DENTIST IN HOUSTON
Not only is URBN Dental insurance-friendly, but we also accept cash and most major credit/debit cards for payment. In fact, we also pay cash discounts for balances that are paid out in full. This makes payment a complete breeze and you don’t have to worry about the details of the payment cycle. Furthermore, as already mentioned, we incentivize clearing balances in full.
URBN Dental Uptown has signed contracts with some of the country’s most advanced dental laboratories — the same laboratories that are used by high-end clientele like celebrities and other personalities of repute and influence. This gives us access to some of the best veneers, crowns, and porcelain, all of which are made in the USA and are available at highly competitive prices. This ensures that you get some of the best dental products — the premier dental products — at the lowest rate possible.
URBN Dental Midtown and Uptown believe that high-quality BPA-free dental products are a patient’s rights, not privileges. That’s why we provide one of the best to everyone and don’t charge any extra for better quality products. With us, it’s either all or nothing — the one thing we don’t do is cut corners with quality.
We also put together a complete breakdown of all the costs involved in the dental treatment you’re looking for. This includes the cost of the consultation, treatment, recovery, anesthetics, prescription painkillers, and insurance coverage. This ensures that you know exactly what you’ll be paying before the treatment — so you can proceed with the procedure in a carefree manner.
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FINANCING OPTIONS

At URBN Dental River Oaks, we accept dental insurance because we would like to be as accessible as possible for everyone, including veterans.
Our team members create a thorough and exhaustive breakdown of all the costs involved in your dental treatment. We take into consideration the cost of the treatment, the consultation, prescription antibiotics and pain medications, anesthetics, use of dental products, and any other tertiary costs as well. In addition to that, our team also contacts your insurance providers and extracts one of the best possible deal so your out-of-pocket expense is minimized. Based on all of these estimates, our team provides you with a complete overview so you are never caught off-guard and know exactly what you will owe us at the end of the treatment.
URBN Dental Uptown also seeks to help you out with your out-of-pocket costs, which is why we offer two different financing options. First, our in-house finance team distributes the cost of the treatment over several installments spanning several months so you can pay it out at your own leisure without feeling immediately overwhelmed. In addition to that, we also accept CareCredit financing option.
CareCredit is basically a third-party financing option similar to credit cards but meant primarily and exclusively for healthcare costs. You can easily apply for CareCredit to uncover its many benefits. They have extended payment options for large and expensive treatments that you can not pay out immediately. Additionally, they also have low and zero-interest plans — however, you need to qualify for those benefits by meeting certain conditions. An application for CareCredit is extremely easy — you just have to visit their website, fill out the application, and you will be all set. CareCredit makes payment for our dental treatments extremely simple and convenient.
URBN Dental River Oaks believes in providing one of the best dental care at the most affordable rate possible. So get yourself a brilliant smile without breaking the bank by considering one of our financing options.

Side note: to the “sales” lady at the front desk who was taking a training. You were very eager to tell your peers the way you present treatment options to patients. FYI, maybe take the trainers advice because being presented a sheet of treatment plan options between $300- $2,000 is not effective.
P.S. Tell her Hector sent you.
Special thank you to Dr.Matt, Kristian, and Felice 🫶🏽
The staff is great and the experience has always been nice.
Wait time less than two minutes .. and very thorough hygienist, Alberto who definitely reassured me with any questions or concerns. He and Dr. Matt took the time to educate me further about my oral health!!
Dr. Matt, I appreciate your knowledge and expertise.. especially with the tough decision making but I left your office trusting that you have the best treatment for me. I want to say thank you for you bedside manners and patience with my emotional breakdown.
I also want to close out with the great professionalism and customer service received from Kristian. She explained all of the payment options available for services and explained the details of my dental benefits. She was the icing on the cake to this office!! I will definitely recommend Dr. Matt and his team at URBN Dental.
I am ready to start.the treatment plan for a better, healthier smile.
That said, the last time I visited, they told me two cavities and at least NINE “beginnings of cavities”. I thought that sounded suspicious. How did I develop nine “pre-cavities” in the past year when I’ve never had any before? It felt like they were pushing an unnecessary treatment. I have since gone to a more local dentist and they told me I had one cavity and did not mention anything about pre-cavities.
I am admittedly anxious at the dentist. While they were doing my filling which was very deep and uncomfortable, the dentist told the hygienist that I would be a good candidate for laughing gas. I thought it was rude that he would talk about me as if I was not there. It made me self conscious. Why not just offer me the laughing gas since I told him in advance that I was anxious?
Also, I thought the hygienist/assistant was condescending during my last visit. She asked me how often I floss and I told her once a day. She told me I should actually be flossing at least twice a day. She asked me what toothpaste I used and I told her sensodyn. She told me I should actually be using sensodyn pronamel. She asked me what kind of toothbrush I used and I told her an electric toothbrush and she accepted that. She asked me if I ate sweets and I told her yes. She told me that I shouldn’t do that. I understand this is nitpicking, but this whole interaction felt like an exercise in correcting me. She could have easily given me her recommendations without proving I was doing the wrong thing over and over again.
Again, the filling itself has lasted and my new dentist says it looks good, but I would not recommend URBN. Felt corporate and predatory. I ended up paying $500 for my filling not including the cleaning.
However, when they recommended an extensive treatment plan, I was taken aback. I am 27 and have never so much as had a cavity. I decided to get a second opinion at a different healthcare provider. The other dentist, who has similar ratings, did a full oral exam. He recommended a simple cleaning. I asked about the specifics of the other dentists' recommendations and the other dentist told me that he did not agree. It seems that Urbn Dental really emphasizes fearmongering as a way of increasing their revenue.
Redi who took care of me every time is both professional and so kind.
Warmly recommend this place!
From the moment I booked throughout my entire appointment, the staff members were very attentive, educating, and caring.
Great team with excellent service!
Krista was my hygienist and she is the reason I had to write this review! Her attention to detail, coaching me through what she was doing and about to do was TOP TIER! Any time she sensed that I was experiencing pain, she swiftly asked me how I was doing and applied numbing gel if necessary. I also experienced acute trauma to my left ear some years back so when the drill was too much instead of continuing, she proceeded with manually cleaning my teeth. After everything was completed, they gifted me with a Quip toothbrush and several other products to take care of my teeth until my next cleaning! I definitely am glad that I decided to try them out and will be back to ensure my teeth stay as clean as can be!!!
all of the equipment was the newest available, gear is never seen. the xray tech was very kind and skilled. the dental hygienist was cool and laughed at my corny dad jokes
Dr. Lee was helpful in explain all of my issues and even helped choose to wait to get more top (rose) gold fronts until having a root canal and getting fake tooth. I mean, a Dentist that understands the merits of gold teeth is definitely Htown.
Lastly, the business office lady was very kind and understanding in telling me how wack my Delta Dental coverage and that the only thing covered was the consultation. Niy even a cleaning! She also was so helpful as to tell me what kind of coverage to ask for and to seek. I really could not have had a better experience.
I was even able to grab a coffee on the way back. I cannot remember grabbing a cup of coffee.
When I do get dental insurance that isn’t teach I will 100% go back.
My veeners have made me more confident in my smile. I love how natural they look, which is important to me.
They are super responsive and I have enjoyed my experience, happy to call them my new dentist!
Thank you for your assistance!
And I will make sure I continue under his care. Thank you so very much for helping me take care of my teeth!! Grateful, Margaret Healy
My treatment was superb, even though I was 15 minutes late they brought me right in with no wait. The staff was very kind and approachable.
I had a deep cleaning scheduled but they went ahead and did my 3 fillings during the same appointment even though it was a last second request.
The procedure itself makes me very nervous but they were kind and worked with me at my own pace to see it through.
I’m very happy with the service I was provided today from the receptionist to the hygienists and the Dentist Dr. Lee.
I couldn’t be happier with my experience and will return.
Thank you!
Intake process for new patient took some time but it was due to the team being extremely detailed! They asked ALL the right questions!
In chair service great. Technicians and hygienists have excellent bed side manner and very personable. They explain in detail everything needing to be done and explain aftercare steps.
Only note: come with insurance. With insurance my experience was extremely affordable. But if you don’t have insurance they WILL work with you and offer payment plans. Great office certainly recommend
My dental hygienist, Jorge, took the time to thoroughly explain what kinds of things he was looking for and why they were important on my X-ray and camera images. He took before and after images after my teeth were cleaned and WOW! I am beyond impressed.
Also my dentist was great and discovered a previous filling done by another dentist that had cracked and was growing another cavity inside of it. She was able to remove the old silver filling and applied new white fillings that blend in with the color of my teeth.
The whole procedure start to finish was painless as the staff took the time to make sure I was comfortable. They even gave me a little goody bag when I was done! Start to finish I am so happy with the service I received.
Everyone in the clinic is so pleasant and accommodating. They make sure that client like me understands the dental issues and the treatment plan. I love the professionalism, the consistency, the gentleness during the procedure and the quality of the service.
I would personally commend the excellent job Dr. AJ, Dr Park, Jorge, Mike and Jasmine had done during my 1st 3 visits. I am extremely satisfied with the outcome of my dental procedures and would always wish to get same quality of care on my future visits.
URBN dental crew is simply amazing!💪👍
URBN Dental totally changed my feeling on that this morning. Not only were they very kind, but they also were very thorough and truly explained everything to me. They lay out the prices of everything for you after a consultation and some x-rays/pictures (what your insurance covers and doesn't), so there aren't any surprises at the end. The atmosphere is great and calming. And, it genuinely seemed like they cared, which is hard to find.
I definitely recommend going 🙂









The staff at the office were quite possible the most accommodating, efficient, and talented group I've ever seen in any doctor's office. From time I walked in the door to the time that I walked out, I felt like I was their only patient in the office. And I definitely wasn't. They all had an excellent bedside manner.
I would push you to go here before going anywhere else. They have earned my business for as long as I am a Houston resident.






If you are looking for a dentist this is the place to go. Top notch staff all around!







I would definitely recommend this office to any of my friends and family.








Insurance questions to Dr. Golik and his assistant who took the time to thoroughly explained my concerns. The hygienist was so gentle with my cleaning. I never thought I would be raving about a dental office but I can’t stop telling all of my friends and family about this place. Oh yea and they also gave me a free electronic toothbrush because I was a new patient! How awesome is that!!!
ALTERNATIVE OPTIONS

URBN Dental is pretty conservative when it comes to financial planning, but we believe in accommodating you to our best abilities. That is why we provide a number of alternative finance options and interest-free CareCredit payment options. If you are struggling with the finances, please contact us and speak to our financing team. They will be glad to help you figure out a suitable solution.
URBN Dental is also associated with most major PPO dental insurance providers. Some of our associated network includes: Aetna Dental PPO, Ameritas Dental PPO, Assurant Dental PPO, DHA Dental PPO, Blue Cross Blue Shield (BCBS) Dental PPO, Careington Dental PPO, Cigna Dental PPO, Delta Dental PPO, Guardian Dental PPO, Human Dental PPO, Principal Dental PPO, United Concordia Dental PPO, Metlife Dental PPO, United Healthcare (UHC) Dental PPO, and Unicare Dental PPO.
If you do not see your insurance provider listed above, please contact us directly and give us your insurance information anyway. As we mentioned, we are always happy to accommodate your financial considerations.
You can find our Houston Uptown dentists at 2400 Mid Ln. #350, Houston, TX. This location is ideal for patients in and around the Galleria, Highland Village, Upper Kirby, Bellaire, or River Oaks in Houston. If you’re looking for a dentist near the Galleria Mall, you need to look no further.